Not all mortgages are assumable, but you can tell if you have one by the language in your note and mortgage. VA loans offer low- and no-down-payment options for eligible veterans and other eligible borrowers.Be certain to ask your home mortgage consultant to help you compare the overall costs of all your home financing options. FHA loans have the benefit of a low down payment, but you'll want to consider all costs involved, including up-front and long-term mortgage insurance and all fees.FHA loans are available with as little as 3.5% down.Talk with a home mortgage consultant about loan amount, loan type, property type, income, first-time homebuyer, and homebuyer education requirements to ensure eligibility.We'll explain the options available, so you can choose what works for you. Keep in mind that with a low down payment mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment.Conventional fixed-rate loans are available with a down payment as low as 3%. ![]() Wells Fargo offers several low down payment options, including conventional loans (those not backed by a government agency). ![]() Ask a home mortgage consultant for details. Some features of the online application are not available with all loans. When you’re ready, your home mortgage consultant will help you complete an application. You can also connect with a home mortgage consultant and have a conversation – about your home financing needs, your loan choices, and how much you may be able to borrow. ![]() If you’re a Wells Fargo customer and use your Wells Fargo Online ® username and password we’ll prefill some of your information, making it easier to complete the application. Our simplified and secure online mortgage application will walk you through the process step by step. You can more confidently search for homes with a Wells Fargo prequalification, which shows sellers you’re a serious buyer and gives you a better idea of your potential loan amount, monthly payment, and interest rate. Get started through any of these convenient ways:
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